AskFlorence Documentation

Architecture

• System Architecture — 50-state system design, data flows, infrastructure
• Consumer & Broker Flow — End-to-end journey from quote to enrollment
• Security & Compliance — HIPAA, data handling, encryption, EDE readiness

Validation

• APTC Formula Validation — Federal APTC calculation verification
• California 2026 Validation — 10-scenario test against Covered California
• CAPS Formula Research — California state subsidy formula analysis

Data Sources

• CMS Marketplace API — Federal marketplace (28 states)
• PUF Data — State-based marketplace public use files (21+DC states)
• State Subsidies — State-specific subsidy programs (CA, CO, WA, NY, etc.)